Zarai Taraqiati Bank Limited (ZTBL) has announced ZTBL Jobs 2026 through an official advertisement published in the Daily Dawn on 27 September 2026. The bank is inviting applications from energetic and challenge-oriented professionals for 5 regular positions in Islamabad, Lahore, and Karachi. Applications are accepted online only through the official ZTBL jobs portal at www.ztbl.com.pk/jobs, and the last date to apply is 11 October 2026.
ZTBL is an AAA-rated renowned specialized financial institution with a wide network of over 500 branches across Pakistan. The announced vacancies cover senior legal, recovery and settlement, NPL monitoring, and treasury money market roles at VP-I/VP, AVP-I/AVP, and OG-II/OG-I grades. Candidates with relevant banking, legal, and settlement experience are encouraged to read the official advertisement carefully and submit their applications online before the closing date.
Job Details
Information Parameter
Details
Organization
Zarai Taraqiati Bank Limited (ZTBL)
Rating & Network
AAA-rated specialized financial institution, 500+ branches across Pakistan
Legal risk assessment: Identification and assessment of legal risks and development of strategies to mitigate risk through legal recourse.
Legal documentation: Ensure preparation of all legal documentation and its execution as per the requirements of the bank.
Service law matters: Oversee service law matters related to employees, including service agreements, employment-related contracts, NIRC matters, legal compliance, and grievance handling.
Contracts: Review, draft, and negotiate corporate and service-related contracts (vendors, partners, clients, service-level agreements, MoUs) to ensure legal enforceability and protection of ZTBL’s interests.
Court litigation: Pursue countrywide litigation in various courts of law in statutory, corporate, business, tax, and service matters, including coordination with 31 Legal Litigation Units (LLUs) across the country.
Regulatory compliance: Ensure implementation of prudential regulations and other SBP/SECP guidelines pertaining to areas of function.
Policy guidance: Analyze the decisions of superior courts in general and pertaining to ZTBL in particular and suggest or recommend policy changes to the management.
Leadership: Ability to work as a team leader with excellent interpretation and drafting skills.
Unit Head Settlement (AVP-I/AVP) (No of Position: 01) – Islamabad/Lahore
This position leads recovery and settlement litigation matters in Islamabad and Lahore, working closely with law enforcement agencies.
Qualification: Minimum Bachelor degree from an HEC-recognized Institute/University (National/International).
Experience: Minimum 8 years’ relevant experience. Preference will be given to candidates having experience with law enforcement agencies.
FIA and NAB litigation: Ensure timely handling of litigation matters, particularly criminal cases relating to FIA, NAB, etc.
Recovery and settlement work: Continuous supervision and scrutiny of recovery and settlement matters, court representation, and ongoing legal support to recovery functions across the bank.
Liaison: Liaise with local administration and law enforcement agencies.
Infected portfolio: Ensure compliance with relevant laws, regulations, and industry standards related to infected portfolio and stay updated on regulatory changes to amend policies accordingly.
Team collaboration: Collaborate with internal teams to achieve goals related to infected portfolio recovery.
Process improvement: Identify and propose opportunities for process improvement, automation, and efficiency to enhance performance.
Head NPL Monitoring (VP-I/VP) (No. of Position-01)
This senior role monitors overdue accounts and drives the recovery of the bank’s overdue and infected portfolio.
Qualification: Minimum Bachelor degree from an HEC-recognized Institute/University (National/International).
Experience: Minimum 10 years’ experience in a bank or financial institution.
Monitoring overdue accounts: Monitor overdue accounts and initiate timely recovery actions as per regulatory and bank guidelines.
Recovery of overdue and infected portfolio: Develop and implement strategies and plans to maximize recovery of the overdue infected portfolio.
Field supervision: Supervise field teams and ensure timely follow-up on defaulted accounts.
Risk assessment: Proactively identify and assess risks associated with delinquent accounts.
Legal coordination: Coordinate with legal for cases under litigation, including recovery through courts or other legal means.
Training: Train and build capacity among branch staff on recovery procedures and systems.
Strategic plan: Monitoring and implementation of the Strategic Plan related to recovery functions.
Money Market Settlement Officer (OG-II/OG-I) (No of Positions: 02) – Karachi
Two openings in Karachi for officers handling treasury money market settlement and regulatory reporting.
Qualification: Minimum Bachelor degree from an HEC-recognized Institute/University (National/International).
Experience: Minimum three (03) years’ experience in settlement.
Settlement and accounting: Settlement and accounting of Treasury Money Market deals.
RTGS and Raast operations: Handling RTGS and Raast system activities under the four-eye principle.
Blotters: Managing blotters and reconciling with Treasury Front Office.
Reconciliation: Reconciliation of bank accounts and managing vouchers, advices, deals, and cheques from SBP and other banks.
Regulatory reporting: Responsible for DAP, MMCRS, and other regulatory/statutory reporting.
NIFT clearing: Handling NIFT clearing and coordination with the Head Office Clearing Branch.
Position reports: Preparing reports for investment positions, outstanding call borrowing/lending, and placement positions.
Eligibility Criteria & Qualifications
Education: Minimum LLB degree (for the Head Corporate & Service Law Matter Department post) or Bachelor degree (for all other posts) from an HEC-recognized Institute/University, national or international.
Experience: Minimum 10 years’ relevant experience (Head Corporate & Service Law Matter Department, VP-I/VP); minimum 8 years’ relevant experience (Unit Head Settlement, AVP-I/AVP), with preference to candidates having law enforcement agency experience; minimum 10 years’ experience in a bank or financial institution (Head NPL Monitoring, VP-I/VP); minimum 3 years’ settlement experience (Money Market Settlement Officer, OG-II/OG-I).
Age limit: Maximum 50 years for VP-I/VP and AVP-I/AVP positions, and maximum 40 years for OG-II/OG-I positions, as on the closing date to apply.
Equal opportunity: ZTBL is an equal opportunity employer. Females and persons with disabilities are encouraged to apply.
Shortlisting: Only shortlisted candidates will be called for interview.
No TA/DA: No TA/DA shall be admissible for interviews.
Ineligibility: Applicants convicted by any court of law are not eligible to apply. Applicants dismissed, removed, or terminated by previous employer(s) on disciplinary grounds are not eligible to apply.
Bank’s discretion: The bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
Read the official advertisement carefully and select the position for which you meet the qualification and experience requirements.
Complete the online application form with accurate personal, educational, and experience details.
Submit your application online within the due date. Only online submission of the application within the due date will be accepted.
Submit your application well before 11 October 2026 to avoid any last-minute technical issues. Only shortlisted candidates will be called for interview.
For any related query, contact Head (Recruitment & Selection), ZTBL, Head Office, Islamabad at 051-9252724.
Important Dates
Advertisement published: 27 September 2026 (Daily Dawn)
Last date to apply online: 11 October 2026
Only online submissions of applications within the due date will be accepted.
Important Advisory: Never pay any person, agent, or website for a job in ZTBL. ZTBL has not announced any application or recruitment fee for these posts, so apply only through the official portal www.ztbl.com.pk/jobs. Keep your personal information and documents safe, and verify every detail from the official advertisement before applying. For more jobs like these, keep visiting LahoreJobs24.
Shahzad Sahil is the editor of lahorejobs24.com, covering government jobs, private jobs, bank jobs, results and education news for Lahore and Punjab, with information verified from official sources.
